Go open an account at your local bank."The bank" attached to my card is about 5 states away.
Not really worth the gas to drive to it.
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Go open an account at your local bank."The bank" attached to my card is about 5 states away.
Not really worth the gas to drive to it.
"The bank" attached to my card is about 5 states away.
Not really worth the gas to drive to it.
Go open an account at your local bank.
Why though?Go open an account at your local bank.
I meant open an account at a local bank so you could withdraw cash and not be charged.Why though?
I don't want a bank account.
The one with my card was an add on well after I had the card.
The card was a prepay card that I only got and intended to use to get paid. It only charged if I loaded cash onto it which I wouldn't do.
Electronic crap was free.
They went behind my back. Ya they didn't even ask me first and attached themselves to a real bank. Now there's a monthly fee unless I deposit $500 minimum a month which is covered by my pay so I at least don't have that fee.
Not a fan of the system so don't see the point of opening any more accounts or an account that would cost me more then what I have to pay now.
Now there's a monthly fee unless I deposit $500 minimum a month
Ya, I live paycheck to paycheck and that's my deal. I only make so much so I'd rather not pay so many fees. They would add up.Sounds like the terms I have at Wells Fargo. The trick, or course, is that you can make a $500 deposit one day and transfer it out the next. In my case, I automatically transfer $500 a month into the local Wells Fargo account, wait a week, and have it automatically transferred back to my main bank account. I think the banks just don't want to have a lot of small, dead accounts. At least when they see activity, they don't charge you a fee for having an account with them.
But I know a lot of people who live paycheck to paycheck, and I think all those bank fees and requirements really hit them the hardest.
Since it wasn't me that ordered the materials, I didn't think of the difference but there is a place for it even for individuals. I like that there is the option.